Lincoln National Life Insurance Company  |

Male Amount / Ages	0 - 14	15 - 40	41 - 50	51 - 54	55 - 60	61 - 69	70 - 71	71 - 99
0 - 49,999	B	B	B	C	C	D	D3	D
50,000 - 99,999	B	C	C	C	C	D	D3	D
100,000 - 250,000	B	D	D	D	D	D	D3	F
250,001 - 1,000,000	B	D	D	E	E	E	E3	G
1,000,001 - 2,500,000	A	D	D	E	E	E	E3	G
2,500,001 - 5,000,000	A	D	E	E	E	E	E3	G
5,000,001 - 10,000,000	A	G	G	G	G	G	G3	G
10,000,001 - 50,000,000	A	G	G	G	H	H	G3	G

Female Amount / Ages	0 - 14	15 - 40	41 - 50	51 - 54	55 - 60	61 - 69	70 - 71	71 - 99
0 - 49,999	B	B	B	C	C	D	D3	D
50,000 - 99,999	B	C	C	C	C	D	D3	D
100,000 - 250,000	B	D	D	D	D	D	D3	F
250,001 - 1,000,000	B	D	D	E	E	E	E3	G
1,000,001 - 2,500,000	A	D	D	E	E	E	E3	G
2,500,001 - 5,000,000	A	D	E	E	E	E	E3	G
5,000,001 - 10,000,000	A	G	G	G	G	G	G3	G
10,000,001 - 50,000,000	A	G	G	G	H	H	G3	G

Requirements Combination Key
A	NA; Contact Underwriting
B	Non Med
C	Non Med, Short Form Exam, Urine Specimen with HIV
D	Blood Profile, Paramed, Urine Specimen
E	Blood Profile, EKG, Paramed, Urine Specimen
F	Blood Profile, MD Exam, Urine Specimen
G	Blood Profile, EKG, MD Exam, Urine Specimen
H	Blood Profile, MD Exam, Treadmill, Urine Specimen

Footnote Key
1	For best results, we strongly recommend that the applicant fast for 12 to 14 hours. Blood profiles will be full venipuncture draws and will be obtained by an approved paramed. All approved parameds have supply kits specifically for this purpose.
2	These requirements apply to Permanent and Term (Life Elements/Life Stratos) Life products. IPipeline system allows the addition of only one requirement chart; therefore, the chart for STO is no longer available.
3	Please Note: Because of system limitations, the requirements for age bracket "70 - 71" actually pertain to JUST AGE 70. Please refer to requirement guidelines for "Age 71 - 99" for ages ABOVE age 70.
4	PHI/Inspection Reports: ALL Ages: $500,001 to $5,000,000...obtain PHI. ALL Ages: 5,000,001+...obtain Inspection Report. Motor Vehicle Reports Ages 16 to 39...order for amounts $500,001 and above Ages 40 to 69...order for face amounts of $1,000,001 and above Ages 70+...order for face amounts of $500,001 and above.